Credit Risk Underwriter Consumer Lending

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What role you will play in team You will be responsible for assessing the creditworthiness of individual consumer loan applications What you will do You ll analyze applications make credit decisions and manage risk within the consumer lending portfolio Key responsibility Review and analyze consumer loan applications Assess creditworthiness based on credit scores income and other factors Make credit decisions based on established risk guidelines Monitor consumer loan performance and identify potential risks Maintain accurate and up to date records Adhere to regulatory guidelines Required Qualification and Skills Bachelor s degree in a related field Strong analytical and problem solving skills Familiarity with credit scoring and underwriting principles Excellent attention to detail Ability to work independently and as part of a team Experience in consumer lending preferred Benefits Included Competitive salary and benefits Opportunities for growth within SBI Card Collaborative team environment On the job training and development Performance based incentives A Day in the Life A typical day involves reviewing applications making credit decisions and managing risk within the specified limits

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